Moondance (Kay Panabaker) is faced with the difficulties of her father's passing and her overprotective mother (Lori Loughlin). When she finds a lost pinto horse and discovers his jumping abilities, she convinces his owner Dante Longpre (Don Johnson) to train them to compete in a mop show. With a lot more to think about, Moondance has to worry about her enemy Fiona Hughes (Sasha Cohen) putting her down constantly with her fancy horse Monte Carlo. When they do a surprisingly good job at the show, Dante isn't questioned anymore about his ability to train riders and horses. Everybody is shocked when Moondance ties Fiona, the reigning Bow River Classic champion.